Workers Compensation Terms and Definitions

Agreed Medical Examiner (AME) A physician selected by your attorney and the claims administrator who conducts a medical evaluation and submits a comprehensive report to the parties. Claims Administrator This is the term for insurance companies and others who handle your workers' compensation claim. Uninsured Employers Fund (UEF) If your employer is illegally uninsured, this fund may provide benefits to you. Vocational Rehabilitation This benefit assists qualified injured workers in returning to work. Stipulation with Request for Award (Stip): A settlement where the parties agree on the terms of an award. It may include any future medical treatment. Payment takes place over time. Temporary Patial Disability (TPD) A wage replacement benefit that may be paid when you return to work but at less than full earnings. Sometimes referred to as Wage Loss. Apportionment A way of figuring out how much of your permanent disability is due to your industrial injury and how much is due to other disabilities. Light Duty Temporary change in job assignment to accommodate work restrictions while you are healing. May or may not pay at the same rate as your normal work assignment. Lost wages may be partially made up by Temporary Partial Disability (TPD) payments. Permanent Disability (PD) Any residual disability that impairs your ability to compete in the open labor market after you become permanent and stationary. Wage Loss Temporary disability benefits that may be paid when an employee returns to work at less than full earnings. Also known as Temporary Partial Disability (TPD).

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	Did You Know?
	Voluntary Protection Programs (VPP) are OSHA's premier partnership programs The Voluntary Protection Programs (VPP) are OSHA's premier partnership programs designed to recognize workplaces with exemplary safety and health programs. VPP participants serve as models of excellence for others in their industries and communities and are exempt from routine OSHA inspections.